Did you know that it is possible to make a gift to fund University programs while also retaining income for you and/or your loved ones? In fact, you can choose from among several ways to give that feature income for life or another period of time you choose.

Those who make use of these gift plans may find they can give more than they ever thought possible when they discover the additional benefits of tax savings, professional asset management, and regular payments for a time period they choose.

In challenging economic times, you may find that making significant gifts need not mean sacrificing your own or your loved ones' financial security. In fact, giving in this way can result in meeting a number of goals by helping you:

• Increase spendable income from low-yielding stocks, bonds, or other assets.
• Enjoy generous income payments to help cover expenses in pre-retirement years.
• Create a supplemental retirement income that is permanently set apart from other assets.
• Assume income for yourself, a spouse, or other loved ones in the future if needed.
• Arrange assistance for parents or other loved ones if needed in their later years.
• Plan to cover educational or other expenses for children or grandchildren.

Exploring the options

For more information, you may wish to explore one or more of the following options:

• Charitable Gift Annuities that feature generous fixed payments for life.
• Charitable Remainder Trusts that feature a choice of fixed income or income that can fluctuate with investment returns.
• Pooled Income Fund gifts that allow you to make gifts that are invested with those of others and pay whatever amount is earned on your share of the fund.
• Gifts of a Remainder Interests in a home that feature tax and other benefits, while allowing you to enjoy the use of the property for a period of time or for the remainder of your lifetime and/or that of your spouse or other loved one.
• Charitable Lead Trusts that provide temporary income for charitable purposes with an eventual tax-favored inheritance for your heirs.